{"id":3249,"date":"2024-10-24T10:38:50","date_gmt":"2024-10-24T10:38:50","guid":{"rendered":"https:\/\/alghonaim.com\/the-offices-experience-in-the-islamic-finance-sector\/"},"modified":"2025-12-01T11:06:11","modified_gmt":"2025-12-01T11:06:11","slug":"the-offices-experience-in-the-islamic-finance-sector","status":"publish","type":"page","link":"https:\/\/alghonaim.com\/en\/the-offices-experience-in-the-islamic-finance-sector\/","title":{"rendered":"Islamic Finance Sector:"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"3249\" class=\"elementor elementor-3249 elementor-39\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-ac03c0b elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"ac03c0b\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1e7e82\" data-id=\"1e7e82\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-622a4978 elementor-widget elementor-widget-spacer\" data-id=\"622a4978\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-2297055 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2297055\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-3068d65\" data-id=\"3068d65\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5222ce8 elementor-hidden-tablet elementor-hidden-mobile e-flex e-con-boxed e-con e-parent\" data-id=\"5222ce8\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8831f5d elementor-align-center elementor-widget__width-auto elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"8831f5d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/alghonaim.com\/\">\n\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Home <\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-04b6ffb elementor-icon-list--layout-inline elementor-align-end elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"04b6ffb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items elementor-inline-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Office Experience<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ff6e2ce elementor-icon-list--layout-inline elementor-align-end elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"ff6e2ce\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items elementor-inline-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">The office's experience in the Islamic finance sector<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d426805 elementor-hidden-desktop e-flex e-con-boxed e-con e-parent\" data-id=\"d426805\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9879ed6 elementor-align-center elementor-widget__width-auto elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"9879ed6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/alghonaim.com\/\">\n\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Home <\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4a71000 elementor-icon-list--layout-inline elementor-align-end elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"4a71000\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items elementor-inline-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Office Experience<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c905243 elementor-widget elementor-widget-heading\" data-id=\"c905243\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">The office's experience in the Islamic finance sector<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-f11d622 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"f11d622\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-e42a814\" data-id=\"e42a814\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0c6006d elementor-widget elementor-widget-image\" data-id=\"0c6006d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1620\" height=\"650\" src=\"https:\/\/alghonaim.com\/wp-content\/uploads\/2024\/10\/Group-1171275175-1.png\" class=\"attachment-full size-full wp-image-3243\" alt=\"\" srcset=\"https:\/\/alghonaim.com\/wp-content\/uploads\/2024\/10\/Group-1171275175-1.png 1620w, https:\/\/alghonaim.com\/wp-content\/uploads\/2024\/10\/Group-1171275175-1-300x120.png 300w, https:\/\/alghonaim.com\/wp-content\/uploads\/2024\/10\/Group-1171275175-1-1024x411.png 1024w, https:\/\/alghonaim.com\/wp-content\/uploads\/2024\/10\/Group-1171275175-1-768x308.png 768w, https:\/\/alghonaim.com\/wp-content\/uploads\/2024\/10\/Group-1171275175-1-1536x616.png 1536w\" sizes=\"(max-width: 1620px) 100vw, 1620px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-28d9296 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"28d9296\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-9bcb605\" data-id=\"9bcb605\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-213ec81 elementor-widget elementor-widget-heading\" data-id=\"213ec81\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">The office's experience in the Islamic finance sector<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-81d45d2 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"81d45d2\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1bbbcfd\" data-id=\"1bbbcfd\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4cca0ed elementor-widget elementor-widget-text-editor\" data-id=\"4cca0ed\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>The Firm is especially renowned for its professional expertise in the field of Islamic finance, as demonstrated by the following:<\/p><p>1. The founding partner Rashed Al-Ghonaim, is a member of many Sharia boards of numerous prominent financial or- ganizations such as Amlak International for Real Estate Development &amp; Finance Company, Medgulf Cooperative Insurance Company, Middle East Financial Investments Com- pany (MEFIC), Tawuniya for Cooperative Insurance Compa- ny (Tawuniya) and Gulf International Bank (GIB). Rashed Al- Ghonaim has extensive experience in structuring financial products for many banks and finance companies.      <\/p><p>2. Familiarity and specialization of many of The Firm\u2019s practi- tioners in financial frameworks and regimes; has been de- rived from long experience and participation in the work- shop assigned with the task of drafting the main legislation\/ laws of the Saudi finance regime (i.e., the Real Estate Finance Law, the Finance Companies Controlling Law, the Finance Leasing Law) respective supporting laws (the Registered Mortgage Law, the Enforcement Law) relevant implement- ing regulations.    <\/p><p>3. Provision of legal advice support the activities of Ameri- can Express in the Kingdom.<\/p><p>4. Engagement in structuring, drafting and developing fi- nancial products for prominent final instructions in Saudi Arabia, such as Samba Financial Group, Al Jazeera Bank, Riyadh Bank, Al Rajhi Bank, Saudi Investment Bank, Am- lak International for Real Estate Development &amp; Finance Company and Saudi ORIX Leasing Company.      <\/p><p>5. Practical experience representing numerous financial in- stitutions in lawsuits before general courts and Commit- tees for Banking and Financial Disputes and Violations.  <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-549ff15 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"549ff15\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-66 elementor-top-column elementor-element elementor-element-11699a8\" data-id=\"11699a8\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-34e26d9 elementor-widget elementor-widget-heading\" data-id=\"34e26d9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">The Firm\u2019s Sharia and Legal Services with respect to Islamic Finance :<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-09f64d3 elementor-widget elementor-widget-text-editor\" data-id=\"09f64d3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>The Firm provides a spectrum of services to its clients in the fol- lowing practice areas:<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7dfa052 elementor-widget elementor-widget-heading\" data-id=\"7dfa052\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">First: incorporation of all types of financial organizations: <\/h6>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c1c2bef elementor-widget elementor-widget-text-editor\" data-id=\"c1c2bef\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Forming finance companies; following up the formation requirements be- fore all competent authorities (such as the Saudi Arabian Monetary agen- cy, the Ministry of Commerce, and other similar competent authorities).First: Legal structuring services for financial institutions  <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c554856 elementor-widget elementor-widget-heading\" data-id=\"c554856\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">Second: finance products services: <\/h6>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2a2501c elementor-widget elementor-widget-text-editor\" data-id=\"2a2501c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>a. Real estate finance products:<\/strong><\/p><p>1. Structuring, developing, and drafting real estate finance products (in- cluding main contracts\/ agreements, implementing documents and manual procedures relating to each respective product) based on main Islamic contracts: murabaha, ijara muntahia bitamleek, istisna, diminishing musharaka ,     1. covering all types of real estate finance:<\/p><ul><li> a- Financing for acquiring villas and apartments;<\/li><li> b-Financing for acquiring real estate through ijara mawsufa fi thima;<\/li><li> c- Financing for acquiring land plots with or without permission for building;<\/li><li> d- Financing for acquiring residential and commercial buildings \u2013 with designing a legal mechanism for repayment from rental proceeds. With the design of a legal mechanism for repayment from the proceeds of the buildings.<\/li><\/ul><p>2. Development of secondary products and legal mecha- nisms supporting main products such as:<\/p><ul><li> Co-borrowing arrangement based on two persons sharing the burden of repaying financial obligations ensu-<\/li><li> Financing for non-Saudis;<\/li><li>Programs for financing employees of industrial and commercial companies;<\/li><li> Sharia mechanisms for re-financing;<\/li><li> Sharia mechanisms for transferring obligations under a finance agreement to a new customer. <\/li><\/ul><p><strong>a. Movable assets financing:<\/strong><\/p><p>Drafting contracts for financing movable assets (cars, goods, Mechanisms) according to traditional formulas such as Murabaha and Ijarah Muntahia Bittamleek.<\/p><p><strong>c. Products for availing cash:<\/strong><\/p><p>Designing cash liquidity products for clients according to the mechanisms of Tawarruq and Ijarah (purchasing real estate assets from the client, Then lease it to him (a lease ending with ownership) and other appropriate legal mechanisms.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-be09cdd\" data-id=\"be09cdd\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e86eb9c elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"e86eb9c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"717\" height=\"840\" src=\"https:\/\/alghonaim.com\/wp-content\/uploads\/2024\/10\/Group-1171275175.png\" class=\"attachment-full size-full wp-image-3244\" alt=\"\" srcset=\"https:\/\/alghonaim.com\/wp-content\/uploads\/2024\/10\/Group-1171275175.png 717w, https:\/\/alghonaim.com\/wp-content\/uploads\/2024\/10\/Group-1171275175-256x300.png 256w\" sizes=\"(max-width: 717px) 100vw, 717px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6ae76ff elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6ae76ff\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-0918828\" data-id=\"0918828\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a278e9c elementor-widget elementor-widget-spacer\" data-id=\"a278e9c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4b268b8 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4b268b8\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-ee4dc4f\" data-id=\"ee4dc4f\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0aa1b39 elementor-widget elementor-widget-heading\" data-id=\"0aa1b39\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">third: Third: consultation services for financing:<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-8b82f2e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"8b82f2e\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-570462a\" data-id=\"570462a\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0536619 elementor-widget elementor-widget-text-editor\" data-id=\"0536619\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>1. Reviewing the contract models adopted by Islamic financial institutions and their implementation mechanism, Amending it to comply with the regulatory requirements of the financing systems and their implementing regulations.<\/p><p>2. Analyzing traditional Islamic finance formulas in terms of their advantages and disadvantages, Legal risks, Legal issues, Proposing suitable models that meet the client\u2019s business, marketing and legal needs.<\/p><p>3. Developing procedural guidelines for financial products, So that the product implementation stages are clearly shown. The documentary cycle for it, A mechanism for overcoming legal risks and legitimate or procedural problems.<\/p><p>4. Developing legitimate and legal solutions to practical problems that Islamic financial institutions may face in their dealings with customers.<\/p><p>5. Keeping up with the work of banks and finance companies, Providing supporting legal advice, This ensures full compliance with the legal regulations governing the work of finance companies. According to what is detailed in the financing systems and their executive regulations, and it prevents banks and finance companies from committing any legal violations or facing any procedural obstacles.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-421622d elementor-widget elementor-widget-heading\" data-id=\"421622d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">Fourth: Sharia audit and review services<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-aa67750 elementor-widget elementor-widget-text-editor\" data-id=\"aa67750\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>1. Forming Sharia boards for Islamic financial institutions.<\/p><p>2. Drafting internal bylaws for Sharia boards.<\/p><p>3. Drafting Sharia compliance manuals for Islamic financial institutions.<\/p><p>4. Conduct Sharia audits of transactions undertaken by Islamic financial institutions And to ensure that it complies with Sharia standards and rules.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c8c7ea7 elementor-widget elementor-widget-heading\" data-id=\"c8c7ea7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">Fifth: Litigation services<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-edc3dfd elementor-widget elementor-widget-text-editor\" data-id=\"edc3dfd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>1. Providing legal advice related to violations and disputes, Public and private rights claims arising from the application of the provisions of financing regulations.<\/p><p>2.Representing clients before Committees for Banking and Financial Disputes and Violations.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3afb6e7 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3afb6e7\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c22369e\" data-id=\"c22369e\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1ddf9cd elementor-widget elementor-widget-spacer\" data-id=\"1ddf9cd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3325ebae elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3325ebae\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4714ed18\" data-id=\"4714ed18\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Home Office Experience The office&#8217;s experience in the Islamic finance sector Home Office Experience The office&#8217;s experience in the Islamic finance sector The office&#8217;s experience in the Islamic finance sector The Firm is especially renowned for its professional expertise in the field of Islamic finance, as demonstrated by the following: 1. The founding partner Rashed [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-3249","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/alghonaim.com\/en\/wp-json\/wp\/v2\/pages\/3249","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/alghonaim.com\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/alghonaim.com\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/alghonaim.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/alghonaim.com\/en\/wp-json\/wp\/v2\/comments?post=3249"}],"version-history":[{"count":3,"href":"https:\/\/alghonaim.com\/en\/wp-json\/wp\/v2\/pages\/3249\/revisions"}],"predecessor-version":[{"id":3610,"href":"https:\/\/alghonaim.com\/en\/wp-json\/wp\/v2\/pages\/3249\/revisions\/3610"}],"wp:attachment":[{"href":"https:\/\/alghonaim.com\/en\/wp-json\/wp\/v2\/media?parent=3249"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}